Characters

Finish courses to earn coins. A course pays up to 300 the first time you reach each medal on it — and nothing for running it again, so the coins come from getting better rather than from grinding.

—coins
…
Wearing

Courier

The one you already are. Lit visor, no download.

Equipped

Everyone in a build room sees the character you are wearing. Racing puts you on a bike, which is nobody in particular.